About Us
Established 1997 | Est. 2054 BS — Madhyabindu-10, Aarungkhola, Nawalparasi (East of Bardaghat Susta)
About the Organization
Nawaprativa Saving & Credit Co-operative Ltd. is a trusted financial institution established in 1997 (2054 BS) in Madhyabindu-10, Aarungkhola, Nawalparasi (East of Bardaghat Susta).
With over 27 years of experience, we provide financial services to thousands of members in both rural and urban areas. Our motto is: Satisfied Members, Prosperous Institution.
Our organization operates under the Nepal Rastra Bank and the Department of Cooperatives, regularly audited under the Co-operatives Act 2074.
We are currently operating programs by preparing a 2-year action plan regarding the Three Zeroes 3'0' (0 Poverty, 0 Unemployment, 0 Carbon Emission) under social business in communities and schools.
"Satisfied Members, Prosperous Institution"
Our Motto
Vision
"To help to make self–depended society"
Mission
"To help rural area’s poor people providing competetive financial and social services"
Objectives & Goals
"These are goal and purpose of this co-operative as follow :"
- 🔹 Provide microfinance service to poor people in our working area.
- 🔹 Provide microfinance service to low income member.
- 🔹 Inspirit collective saving.
Nawaprativa
Saving & Credit Co-operative Ltd.
मोहन सिंह थापा बाकबल
President
Message from the Desk of the President
For over two decades, our organization has been fulfilling its financial services and social responsibilities. We remain committed to the economic progress and prosperity of our members.
Embracing the core mantra of cooperatives, we have been providing transparent and accountable service delivery.
Our Prestigious Awards
ACCU CUMI 2013
एशियली ऋण महासंघ (ACCU) थाइल्याण्डद्वारा लघुवित्त क्षेत्रमा उल्लेख्य योगदान गरे बापत (CUMI PERFORMANCE AWARD 2013)
Best Institution 2069
लघुवित्त क्षेत्रमा उल्लेख्य योगदान गरे बापत नेफ्स्कूनद्वारा लघुवित्त तर्फ देशकै उत्कृष्ट संस्थाको रुपमा सम्मानित।
Gandaki Province Award
राष्ट्रिय सहकारी महासंघबाट गण्डकी प्रदेशस्तरीय उत्कृष्ट सहकारी व्यवसाय पुरस्कार २०८० बाट सम्मानित।
Coop Bank Honor
राष्ट्रिय सहकारी बैंक लि. ललितपुरबाट शाखास्तरीय उत्कृष्ट कारोबार विधा २०७८ बाट सम्मानित।
District Union Honor
जिल्ला बचत तथा ऋण सहकारी संघ लि. बाट विभिन्न विधामा ८ पटकसम्म सम्मानित।
Highest Tax Payer
आन्तरिक राजस्व कार्यालय कावासोतीबाट आ.व. २०७९/०८० र २०८०/०८१ मा सबैभन्दा बढी कर दाखिला गर्ने संस्था।
Habitat Honor
बेस्ट स्टोरी रिटर्न, डकुमेन्टेसन र वेस्ट अर्गनाइजेसन अफ युथ विल्ड २०१३ द्वारा पुरस्कृत।
Social Recognition
स्थानीय तह तथा सामाजिक संघ-संस्थाहरूबाट विभिन्न विधामा सम्मानित एवम् पुरस्कृत।
Adopt Cooperative Methodology, Eliminate Poverty & Unemployment
A deeper understanding of cooperative values categorizes them into two sections: Basic Values and Ethical Values. Specifically, basic values define the relationship between the cooperative and its members, while ethical values guide the relationship between the cooperative and the broader society.
Basic Values
Self-help
Helping oneself independently.
Self-responsibility
Taking full responsibility and being accountable.
Democracy
Management by the members, through the members, for the members.
Equality
No discrimination among members based on religion, color, caste, profession, etc.
Equity
Equal distribution of returns equitably based on investment.
Solidarity
Belief that unity brings strength.
Ethical Values
Honesty
Conduct and behavior strictly adhering to policies.
Openness
Provision to join and leave the membership entirely on a voluntary basis.
Social Responsibility
Working for the ultimate benefit of members while actively establishing support for non-members and the community.
Board of Directors & Committees
Board of Directors & Account Supervision Committee 2079-2083
Financial Review
Total Assets
Total Savings
Loan Portfolio
Total Members
Service Centers
Operating Profit
Financial Review
A transparent look at our institution's financial standing.
| S.N. | Description | Ashad 2081 | Growth (%) | Ashad 2082 |
|---|---|---|---|---|
| १ | Savings | २०८,३०,७९,९१३ | +१४.८१% | २३९,१६,८०,८५८ |
| २ | Share Capital | ४०,७९,२५,५०० | +२.९१% | ४१,९७,८२,३०० |
| ३ | Outstanding Investment | १९८,२२,५२,२५५ | +०.२८% | १९८,७८,८२,९८१ |
| ४ | Fixed Assets | १,९२,०४,८७६ | -५.६४% | १,८१,२१,३८४ |
| ५ | Loan Loss Provision | ७,८४,१४,४०८ | +४१.५०% | ११,०९,५३,७४९ |
| ६ | Total Income | ३५,२४,५२,११३ | -६.८१% | ३२,८४,५७,९४२ |
| ७ | Total Expenses | २६,९३,६६,४३४ | +९.३३% | २९,४५,००,०८५ |
| ८ | Operating Profit | ८,३०,८५,६७९ | -५९.१३% | ३,३९,५७,८५७ |
| ९ | Total Assets | ३१८,६३,८२,०४३ | +१०.०५% | ३५०,६५,३७,५९० |