Nawaprativa

Saving & Credit Co-operative Ltd.

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Membership

Membership Process

Join the Nawaprativa family and begin your journey to financial freedom. Welcome to the cooperative trusted by 50,686+ members.

Home / Membership
Member Benefits

Why Become a Member?

💰

Attractive Savings Interest

Excellent rates on regular & fixed savings. Keep your money safe and earn great returns.

🤝

Easy Loan Access

Quick loans with minimal documentation. 21 types of loans available including agriculture, education, business, and housing.

📈

Annual Dividend

Regular dividend on your share investment. Members share in the cooperative's annual profit.

🛡️

Financial Security

Full security of deposits. Save in a reliable institution operating under government regulation.

📱

Digital Service Access

Access to mobile app, QR payment, SMS banking, and remittance services. Complete financial transactions from home.

🎓

Scholarship & Social Benefits

Scholarships for outstanding children of members. Health camps, illness relief, and social programs.

Membership Tiers

Types of Membership

Regular Member

रू. ५,०००

Min Rs. 5,000 share

All core services access

Apply Now
Most Popular
⭐⭐

Founding Member

रू. २०,०००

Min Rs. 20,000 share

Higher dividend + priority service

Apply Now
⭐⭐⭐

Patron Member

रू. ५०,०००

Min Rs. 50,000 share

All privileges included

Apply Now
Join Process

How to Become a Member?

1
📝

Application Form

Visit the nearest service center and fill in the membership application form.

2
📄

Submit Documents

Submit certified copy of citizenship, passport-size photos and land ownership certificate.

3
💳

Minimum Share

Pay the minimum share amount as per your membership type. Starting from Rs. 5,000+.

4
🎉

Become a Member

Receive your membership card and start enjoying all available services immediately.

Required Documents

Documents Required for Membership

Certified copy of citizenship (2 copies)

Passport size photos (2 copies)

Copy of land/property ownership certificate

Proof of income source (salary or business)

Bank account statement (if required)

Family relation document (if required)

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Stay Connected With Us

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Latest Highlights

Apr 03, 2026

Welcome to our New Site!

We have launched our new modernized website with interactive features. Please explore our services and downloads.

Apr 03, 2026

Best wishes to all on the occasion of the 69th National Cooperative Day!